Security of Your Card Security is a key concern for all when transacting online. Once you add ur products onto the shopping cart and submit the check out button on India Flower Deliveries.com, you then get into the https mode which is an indication that the server is secure for online transcation.You are then taken care by our payment gateway processor CCAvenue which has ensured that you have no worries on this front as you pay online. Secure technologies used by our Payment gateway processor's server Our Payment gateway processor's server is behind security firewalls to ensure maximum protection of your customer's details. This guarantees that your information is inaccessible to any third party. Our Payment gateway processor's uses industry-standard SSL (Standard Sockets Layer) Technology, which is used worldwide, for this data encryption. Our Payment gateway processor's also follows strict in-house security guidelines for ensuring confidentiality of your customer information. Since the Payment Gateway application software is maintained at The Bank's secure high end server, new payment technologies, standards and features are automatically implemented as they emerge. The payment gateway is integrated with risk management component, which empowers them with the ability to control risk effectively.   Internationally Certified Security standards Our Payment gateway processor'-CCAvenue is registered with Verisign, the world's best and most trust worthy Net Authentication Agency. Verified By Visa Visa has developed a new online security feature called Verified by Visa that works with existing Visa cards. With Verified by Visa, consumers can be rest assured that using their Visa cards on the Web is just as safe as using it at a local merchant around the corner. Additionally, participating merchants receive added protection from fraudulent chargeback activity. ADDED SECURITY What is Card Verification Method (CVM)? The Card Verification Method, or CVM, consists of a 3 or 4-digit numeric code that is printed at the back of the credit card along with (after) the credit card number, where the card holder signs in his signature on the card. This additional 3 or 4 digit numeric code is not embossed on the card nor available in the magnetic stripe. This additional 3 or 4 digit is code is featured / incorporated on all Master Cards and Visa cards issued worldwide, including cards 'Valid only in India and Nepal'. Visa calls this security feature as CVV2 and Master Card calls it as CVC2 Why CVM? The purpose of CVM is to ensure that the person submitting the transaction is in possession of the actual card, since the code cannot be copied from charge slips / receipts or skimmed from the magnetic band. CCAvenue requests your customer to provide this numeric code for your order and submits it with the authorization through the Citibank gateway. The card processor (i.e. Visa or Master Card) will then validate the code supplied with the number on record for the specific card, and return a match/no-match response. Securing your customers According to a Gartner Group survey, 98% of the Credit Card numbers that the hackers / fraudsters are able to collect, are through charge slips thrown away by retailers / restaurants / Shopping Malls etc., which contains the Card Holder's Name, the 15 or 16 digit Credit Card number and the expiry date. This extra 3 or 4 digit numeric code is not printed anywhere in the charge slip. Therefore the hackers / fraudsters cannot use these Credit Card numbers on CVM-validated transactions.